Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
Life and Protection Insurance
Life and protection insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.
As experienced life insurance brokers, Cox Financial recognises that your individual circumstances will shape the type of insurance and protection insurance you might need. Therefore, we take the time to get to know you, asking appropriate questions to understand your unique situation and listening carefully so that we can help protect what is important to you.
You may already have Life and Protection Insurance in place, but personal circumstances can change regularly. We can review your current cover levels to ensure your level of cover is appropriate and to help give you peace of mind.
For more information please contact Cox Financial on 01772 613478 or email admin@cox-financial.co.uk and we will be happy to assist you.
Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.